In addition to the data protection provisions set out in the terms, both parties agree that the information and data used in cobra services provided there are not “protected health information” (“PHI”) under the Health Insurance Portability and Accountability Act 1996 (“HIPAA”) and its amended and current terms of application; However, if the parties find that this information is PHI, the parties jointly agree to enter into a separate counterparty agreement in a format substantially similar to the one we presented at the time of this decision. EverythingBenefits offers connectivity, cobra management (as defined below) and other business optimization benefits and services in conjunction with service consultants, payroll providers, insurance brokers and similar businesses via an online platform (the “platform”). The client is subject to one or more health plans (a “plan” each and together the “plans”) subject to health care requirements, which are subject to the requirements of the Consolidated Omnibus Budget Reconciliation Act of 1985 as amended (“COBRA”) or to other similar federal or national laws that require health care maintenance plans (“COBRA mini-laws”) (COBRA and mini-COBRA laws) are called “COBRA laws” (COBRA and mini-COBRA laws) (COBRA and mini-COBRA laws) are called “COBRA laws”). This agreement governs EverythingBenefits` management and billing activities (the “COBRA services”) that help you comply with continuity laws. For these purposes, the COBRA platform and services are considered part of the service. NOTE: The employer must select one or more of the following available services in the service contract. You acknowledge that you have an obligation to pay us certain costs of installation, use and data service in accordance with such a proposal. In addition, you are charged an additional management fee (“continuation fee”) to EverythingBenefits for COBRA services of 2 per cent (2%) to pay. premium calculated for continuation coverage. Continuation fees are recovered by our qualified beneficiaries when we collect continuous coverage premiums. You acknowledge and accept that if amounts are held in a premium account, these amounts may be credited with interest (at the interest rate set by the financial institution holding the account assets and subject to any applicable government or local restrictions on interest accounts that normally must be an interest rate on the money market) and by accepting this agreement , the client (as trustee of the plan) that these interests be paid to EverythingBenefits as additional compensation for COBRA`s services under this agreement.